Medical Insurance

Good health is an essential component of life – one that we may not fully appreciate until we are grappling with an illness that requires medical attention. Routine healthcare costs, including general check-ups and prescription medications, can be daunting enough, let alone the expense of an unforeseen injury that necessitates a trip to the emergency room or a serious illness requiring long-term care. To offset these costs, medical insurance is offered by employers, allowing the insured to pay a monthly premium in exchange for coverage ranging from basic to comprehensive, depending on the policy.

Unfortunately, medical insurance bad faith practices have left many insured people wondering how they will pay for the healthcare they so desperately need. At Hodes Milman Liebeck, we can help you determine whether you have a case against your insurance company. With more than 25 years of experience successfully representing clients in both state and federal courts in California and Arizona, our legal team understands the intricacies of insurance law and will make sure you receive the coverage to which you are entitled.

Overwhelming medical expenses account for the majority of bankruptcy filings in the United States because health insurance companies simply refuse to pay out on a claim, or won’t cover all of the attendant costs.

Medical insurance can originate both from private sources (insurance companies) and public entities (government programs like Medicare, which provides medical insurance for senior citizens, and MediCal, which offers assistance to low-income families in the State of California). The 2010 passage of President Obama’s Patient Protection and Affordable Care Act, which requires employers to provide greater medical insurance coverage and aims to decrease the number of uninsured Americans, has highlighted the importance of health insurance coverage in the United States.

If you feel that your medical insurance provider has acted in bad faith by failing to provide you with the coverage you deserve, contact Hodes Milman Liebeck today for a free legal consultation.


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