Business Insurance

Owning a business can be one of the most rewarding experiences in life. Yet when setbacks occur that are beyond your control, the consequences can be tragic. Business insurance is necessary to protect your assets and ensure that your business can recover from any stumbling block that may arise.

Business interruption insurance

While property insurance only covers physical damage to the structure of the property, such as a flood or fire that ravages a building, business interruption insurance provides additional coverage that accounts for losses incurred by the interruption of the business itself, including loss of income.

Business insurance can provide coverage for:

  • Loss of profits. This is based on previous financial statements to determine how much the business would have earner if it had been able to operate as usual.
  • Fixed costs for the property, including operating expenses.
  • Extra expenses that the business may incur during the period of interruption, including repairs to the property and temporary location.

Insurance companies that provide this kind of coverage are sometimes critical of claims. If your business was interrupted or your property was damaged and your insurer is refusing to pay on your claim, contact the business insurance attorneys at Hodes Milman Liebeck. We have represented businesses large and small in both California and Arizona for nearly three decades, from multi-million dollar companies and prominent developers to independent start-ups and mom-and-pop shops. We refuse to let insurance companies off the hook and we’ll help you see your case through to settlement or trial.

Contact Hodes Milman Liebeck today for a free consultation on your business insurance case.

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