Insurance bad faith generally occurs when your insurance company refuses to pay an insurance claim.
Under an insurance policy, the insurance company is required to fairly and thoroughly investigate, evaluate and pay covered claims when its insured are damaged. For example, if you have fire insurance and your home is damaged or destroyed in a fire, the insurance company must, in good faith, evaluate and pay the full value of the claim covered by the insurance policy. Unfortunately, some insurance companies refuse to acknowledge a claim is covered, delay or ignore a claim, fail to evaluate the claim in good faith and even refuse to cover a claim altogether.
At Hodes Milman Liebeck, LLP, we represent clients whose insurance companies have failed to pay or refused to pay valid claims in the following areas:
Business Interruption Loss Insurance
Credit Disability Insurance
Medical and Hospital Insurance
Long Term Care Insurance
Nursing Care and/or Assisted Living Insurance
Homeowners Insurance, including water, mold and fire claims
Entertainment Industry Insurance
Professional Sports Insurance
If bad faith is proven, the law may allow a plaintiff to not only recover the full amount of the claim, but also punitive damages in order to punish the insurance company if its actions were egregious.
If you or someone you know feel your insurance company did not treat you fairly, call us at 866.730.1976
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